I made a realization some time ago that much of sanity is fostered by doing the occasional (perhaps close to semi-regular) LifeSplurge.
For instance, MyWonderfulLisaLove and I took a big 2-week trip to Scotland and Ireland while I was between jobs in the fall of 2023. Lisa saved up a good pile of money and we enjoyed ourselves without a thought for how much thing were costing. It was great!